Free
Always freeEverything a small circle needs to save together with on-chain clarity.
- 1 savings circle
- Up to 3 members per circle
- Core escrow rounds — contribute and collect on rotation
- Member-initiated recovery, always included
- zkLogin sign-in with self-custodied wallets
Always free, on every plan: collecting your payout, member-initiated recovery, and withdrawing your funds never require a subscription.
Premium
For organizersFor admins coordinating bigger groups — more members, more circles, and updates where your members already chat.
- Up to 20 members per circle
- Run up to 5 circles at once
- WhatsApp linking + turn and payout notifications
- Smart savings goals for your circles
- Gas-free contributions for all your members (fair use)
- Circle analytics and contribution insights
- Everything in Free
Billed monthly through Stripe. Cancel anytime — your circles and funds are unaffected when a subscription ends.
Your money is never behind a paywall
Njangi On-Chain is non-custodial: contributions sit in per-circle escrow on Sui, payouts go straight to members’ own wallets, and recovery is member-initiated. Contributing, collecting a payout, recovering access, and withdrawing funds work the same on the Free and Premium plans — a subscription only adds coordination conveniences, never access to your savings.
Common questions
Who pays for Premium?
The circle admin. One subscription covers every circle they run — members never need to pay anything.
What happens if I cancel?
Your circles keep running and every member keeps full access to their funds. You simply return to the Free plan limits for new circles and features.
Are there other fees?
Only standard Sui network fees (typically a few cents), paid to the blockchain — not to us. On Premium, we cover those network fees for your members’ contributions and claims (fair use), so they never need to hold crypto for gas. On the Free plan members simply pay their own small network fee.
What is “gas-free for members”?
Every Sui transaction needs a tiny network fee (“gas”), normally paid in SUI. When you subscribe to Premium, your subscription covers that fee for your members’ contributions and claims — so someone can join and pay into your circle with only USDC, without first buying SUI for gas. Fair-use limits apply to prevent abuse; the money flow itself is never blocked.