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Pricing

Simple pricing that never touches your savings

Run a circle for free, forever. Premium adds coordination conveniences for larger groups — your contributions, payouts, and recovery stay non-custodial and free on every plan.

Free

Always free
$0forever

Everything a small circle needs to save together with on-chain clarity.

  • 1 savings circle
  • Up to 3 members per circle
  • Core escrow rounds — contribute and collect on rotation
  • Emergency stop by member vote, always included
  • zkLogin sign-in with self-custodied wallets

Always free, on every plan: collecting your payout, recovery, and withdrawing your funds never require a subscription.

Premium

For organizers
$9.99per month

For admins coordinating bigger groups — more members, more circles, and updates where your members already chat.

  • Up to 20 members per circle
  • Run up to 5 circles at once
  • Circle updates on WhatsApp, sent to the number you link
  • Everything in Free

Billed monthly through Stripe. Cancel anytime — your circles and funds are unaffected when a subscription ends.

Your money is never behind a paywall

Njangi On-Chain is non-custodial: contributions sit in per-circle escrow on Sui, payouts go straight to members’ own wallets, and stopping a circle early goes to a member vote. Contributing, collecting a payout, taking part in recovery, and withdrawing funds work the same on the Free and Premium plans — a subscription only adds coordination conveniences, never access to your savings.

Common questions

Who pays for Premium?

The circle admin. One subscription covers every circle they run — members never pay for it.

What happens if I cancel?

Your circles keep running and every member keeps full access to their funds. You simply return to the Free plan limits for new circles and features.

Are there other fees?

Only standard Sui network fees (typically a few cents), paid to the blockchain — not to us. Members pay their own small network fee, on every plan.

Do members need SUI for gas?

Yes. Every Sui transaction needs a tiny network fee (“gas”), paid in SUI, so each member keeps a little SUI in their wallet — even in a circle that settles in USDC.