What is Sou Sou?
Sou Sou (also spelled “Susu”) is a Caribbean and West African community savings practice where trusted groups of people contribute fixed amounts regularly to a collective fund. Members take turns receiving the full amount, creating a rotating credit system that enables access to larger sums without traditional banking.
Cultural Heritage
- • Brought to Caribbean by enslaved Africans
- • Maintained through oral tradition
- • Cornerstone of community resilience
- • Informal financial institution for generations
- • Gender-inclusive economic empowerment
Modern Importance
- • Bridge for unbanked populations
- • Connects diaspora to homeland
- • Enables microenterprise development
- • Emergency financial support network
- • Preserves cultural identity abroad
Traditional Sou Sou Structure
1
Community Formation
Trusted friends and family join
2
Regular Contributions
Weekly or monthly fixed amounts
3
Rotating “Hand”
Members receive full amount in turn
4
Cycle Renewal
Process repeats until all members served
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